Price dropped on 2 BEDROOM 2 BATH CONDO – MIA HERMOSA – REDESIGNED CONDO!! 3 BALCONIES! in Mia Hermosa, Bavaro

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Announcing a price drop on 2 BEDROOM 2 BATH CONDO – MIA HERMOSA – REDESIGNED CONDO!! 3 BALCONIES!, a 1476 sqft , 2 bath , 1 half bath , 2 bdrm apartment. Now FOR SALE  USD196,000 .

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Announcing a price drop on BUSINESS FOR SALE – COLD STORAGE FACILITY / MEAT PROCESSING / SMOKE HOUSE!!!, a 4 bath commercial. Now FOR SALE  USD1,300,000 .

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Announcing a price drop on PUNTA CANA VILLAS -VELERO – SANTA MARIA – NEW CONSTRUCTION NEAR COMPLETION!! , a 2282 sqft , 3 bath , 1 half bath , 3 bdrm 2 storey. Now USD229,500 .

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Apartment For Sale in Punta Cana, Punta Cana

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•  1313 sqft , 2 bath , 1 half bath , 3 bdrm apartment FOR SALE  USD187,500 .

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Full Service Realty Dominican Republic

Krystal Gorham from Canada and Terry Wheat from USA.  As full-time residents of the Dominican Republic with over 15 years collectively living here full time, we decided to form a partnership in real estate. 

I arrived in 2010 and immediately opened an environmental management company.  Employing over 120 people at its peak in 2019.  Focusing on recycling and waste management in the touristic zone and implementing programs of sustainability while certifying businesses in international compliance.  During this time I became very familiar with many locations and various touristic businesses.  I moved my twin sons here originally as well, who then returned to the states to finish their educations.  One of those boys moved back here to assist me in launching this company along with Krystal.  Jake Wheat whom everyone refers to as my carbon copy.  LOL.  Jake is responsible for tech and web support for our digital marketing platforms.  Millennials go figure.


Krystal Gorham my business partner has been working in real estate here locally for nearly 5 years.  She was a contract sales representative working as in independent agent obtaining her real estate experience locally. However, Krystal has been a business owner her entire life much like me. 

Back in 2016 while Krystal and I were living in the same condominium complex we became friends.  I would return home in the afternoons on many occasions and see her painting on the balcony while I was taking dip in the pool.  We conversed and she and her husband being north Americans we found a lot in common.  As time passed, we became closer…  Then in 2018 we had back to back Hurricanes of Category 5 threaten the island.  Thankfully, we were not severely affected but during those challenging moments we became even closer.  It was not long after that Krystal offered to entertain my mother and my daughter who were here vacationing.  She took them out a few times while I was working and really demonstrated her qualities of genuine compassion and friendship to my family.  This was greatly appreciated and I my admiration for her friendship expanded. 

It was not long after this I ended up moving to a new location because my mother had decided to move here full time.  So we relocated to a larger community directly on the beach and in a condominium for her on the ground floor and me across the pool. 

Krystal came and visited and it wasn’t long after she and her husband moved to the same complex. 

As you can imagine we continued to share time together and then Krystal approached me with her idea. 

She asked me with my business experience as an owner here would I be interested in partnering up with her in launching our own real estate company.  I can say I was very excited right from the start.  I had been thinking about real estate for over 3 years but in all honesty, I knew I had to have the right partner in order for it to succeed.  Krystal was the perfect fit. 

With her knowledge and interpersonal skills in sales I had complete confidence in her abilities.  So we sat down together and brainstormed very openly on our vision of what we both thought would be the values of a real estate company if we moved forward. 

One thing was very clear.  FULL SERVICE – no cutting corners and we would focus on the people and not the product.  We had both been in service companies before and understood that value proposition but wanted to elevate that level of service here in this real estate market that has had its challenges in the past.  So, there it was FULL SERVICE REALTY D.R. Focusing on the needs of the people first understanding their needs first in order to give them exactly what they are looking for.  We operate only as guides after we obtain that information.  The real value proposition from our agency is that we have the local experience of living on this island.  Lets face the facts.  It is a foreign country and things work differently here.  We witnessed far too many times and made far too many mistakes ourselves figuring things out the hard way.  Therefore, out of genuine compassion we wanted to be able to help others navigate that transition from their home country to island life. Eliminate as much stress as possible. The whole idea is to come here and relax, enjoy, create new experiences, and make new friends.  This is our mission. 

Thanks for taking the time to read our story.


Krystal and Terry


10 Things to Consider Before Moving to the Dominican Republic!

Summary: Full Service Realty D.R. offer tips for newcomers and others considering a move to DR. Expert advice about the best places to live in DR, Cost of Living, Health Insurance, Safety, Driving, Renting vs. Buying, Electricity, Going Green and more.

1. Cost of Living – Can You Survive in the Dominican Republic on $1,000 a Month?

When one client asked me if you can you survive in DR on $1,000 a month I promptly answered, If you live like a local you can do it. Eating beans and rice as a daily meal with cheap meat from the local butcher shop and buying fresh produce from a colmado * a small corner market.

I like living like a local but would still need another $500 – $1,000 for my sinful endeavors LOL. Meaning its how you choose to spend your leisure time and how sustainable are those choices.  Will you pay top dollar for drinks at a beachside café or cart your own cooler well stocked and park your caboose in the sand? Is this going to be a daily routine or once a week endeavor. The reality is it is your choice how much you want to spend and on what.  

Here is a real life example.  My mother rents an upscale Luxury apartment for 1000 $USD per month and it is a nice 2 bedroom 2 ½ bath place in Uvero Alto. After testing the waters for a year, she decided to sell everything and create her retirement plan here. Why? Because the quality of life here is unmatched if you are a tropical climate lover. Year-round temperature averages 85, Caribbean waters, fresh fruits, amazing beaches, the list goes on and on. But there’s real money in the DR also. You can easily spend 5K per month on various luxuries, but for her and myself we are quite comfortable right around 3K. It really all depends were you live and what your lifestyle is. You can buy an apartment for as little as 40K, 200K or up to 1.5M depending were you want to be.

Overall, I love the DR. And I love living like a cross between an expat and as a local with some modifications, (maybe because I am entrepreneur).

If you also have the entrepreneurial spirit you might find this guide useful.

I do not spend a lot of time in front of the television, I genuinely enjoy cultural experiences and traveling all over the country. I find new places and spend time trying to interact with the locals. For example, the best meal I had recently was not at the Applebee’s or Hard Rock Cafe that my Dominican friend dragged me to, but at a local stand on the side of the road with grilled chicken, some pigeon peas and rice with drinks. Me and my fiancé spent about 7 usd for the meal.” And it was delicious and fresh no preservatives.  I have my special places I have discovered over the years and frequent them as much as possible.  There is an idea for my next blog!! Listing those out with a map and menu recommendations!!

2. Healthcare in Dominican Republic

“Private hospitals differ one from the other. Most are good and some are excellent. You can get almost all kinds of care in private hospitals and good quality care in private clinics. There are many private facilities in Punta Cana and Santo Domingo! You must purchase private insurance here. Public medical care is available but it is not the same, it is seriously inferior. Most [medicines] are available without a prescription with the exception of serious pain killers!” Expats living in Dominican Rep interested in expat health insurance should take a minute to get a quote from our trusted expat health insurance partner, CIGNA. Shop around and decide for yourself who you like.  

3. What to Bring When You Move to the Dominican Republic

“I wish I had brought a tin opener, good knives and more swim trunks. I should have left my nicer clothes and shoes at home — and my jewelry,” said my mother. “I wish I had brought my best friend. I wish I had brought more money. I wish I had brought better Spanish.” “I wish I’d brought cooking utensils, spices for cooking, American Cable TV. There’s nothing I wish I’d left behind,” she also added. This really differs for everyone.  Which again prompts the idea to try it on for size before committing completely.  I just knew right away I wanted something entirely different than what I was experiencing back in the U.S.  Many now see that choice as visionary given the issues that are currently plaguing the country now.  The adjustment varies for everyone. So what is highly recommended is to stay for at 3 months or up to six before deciding if you are ready to live here permanently.

4. My Top 5 Best Places to Live in the Eastern Region/Touristic Zones of Dominican Republic

I will highlight 5 places that are typically recommend to most expat people moving to D.R.

  1. Punta Cana Village is on the eastern point of the island and only 5 minutes from the International Airport. Many businesses are located in this zone as well as some very nice recreational activities such as beaches and the marina.  Golf courses are a given..
  1. Downtown Punta Cana/ Bavaro where there is shopping, restaurants, water parks, church, cafes, etc. A real taste of small city life right outside your door.. The beach is about 10 min drive from this area.
  1. Los Corales a lively expat zone with many condos and small villas nestled next to the beach access points which are shared with several hotel groups. Cortecito Beach is just north of Los Corales and is just a bit more economical than the previous location in terms of living expenses.
  1. Cocotal is a gated golf community with club house and restaurants. It is home to approximately 10 thousand people living inside the gates. Villas, condos, homes, a small business center and many amenities are just outside your door including shuttle service to the nearby beach.
  1. Now we have Casa de Campois one of the most expensive places to live in DR. Located on the southeast coast, Casa de Campo has an upscale, country club feel.  With a list of amenities that are suited for lifestyles of the rich and famous. Click on this blog link to learn more.

These are just a few of the best places to live in DR. I do not wish to exclude all the others but one must consolidate a list as a starting point.

The following statement advises you how I recommend you begin.  “I would just come initially, if possible, for a six-month period, and then go back. Take your time, find your favorite beach, explore the local expat hangouts, hang in the neighborhood you like best, then locate the perfect apartment or villa, not the other way around.”

5. Safety in the Dominican Republic

Quite simple advice: Never walk alone and do not walk the downtown streets at night. As one man from NYC commented I would not do it there or in Newark or Trenton; do not wear a lot of bling or drive a Ferrari… you would be a target. Just like in any major city ANYWHERE; cops get paid poorly, so when they stop you, ask if they are hungry and slip them 100 pesos ($2) and you are good to go. Yes, corrupt if you will, but I will take them over a NYC cop with macho attitude any day,” explained one expat in a discussion about safety in DR on the Dominican Republic Forum.

“I have 10 years living here locally. I have never been a victim of crime and am regularly out after dark stopping by the local bars and chicken stands that are all over the touristic zones and local cities. But life is not all rosy glasses. Do not present yourself as a target. I don’t wear flashy jewelry, or you might get robbed (Grab and Run). I personally never had experienced these things, but they do happen. I feel safer here than I do in many US cities for what that is worth.

6. Driving in the Dominican Republic

Most expats living in urban areas like Santo Domingo will agree that driving in the Dominican Republic is challenging. I personally drove a scooter for 7 years, before finally buying a car. You must be careful and understand your skills as a vehicle operator knowing full well most do not have the consciousness many from north America have due to lack of education and cultural differences. I can affirm as did one other expat, “They do drive like maniacs on their motorcycles but it’s their life they are playing with, get something with 4 wheels and doors and you will be fine.” Another expat added, “Traffic fatalities are high due to a lack of enforcement of drunk driving laws and more motorcycles on the roads than cars. I would avoid driving at night and riding motorcycles except perhaps in rural areas.” “Focus when you drive as the moto-conchos (motorcycle taxis) drive aggressively. Most driving deaths are these guys,”. Another warned, “Be careful driving. Street signs and traffic signals are seen only as suggestions and many people ignore them.”

7. Buying vs. Renting in Dominican Republic

“I would not buy anything for at least 6 months, until you decide that you really like it and until you have seen the entire country. I lived in a furnished rental my first 8 years. I would certainly say that this is the way for anyone to plan to come here first and stay for a year or so and see if they really like it. There are not a lot of expats yet in the neighborhood but I predict that there will be. It is the older elegant but sort of run down section of town, but one can walk to everything. It is a lot like NYC. Much lower. My two bedroom upscale condo located on the beach with balconies and loft with roof access is $1000 a month. This includes pool, gym, common areas and beach cabanas. To buy apartments here cost around $150k to 400k depending on your taste.  However you may just be ready to buy but be sure you know what your getting into and use a professional service to assist you in the process. 

8. How to Find a Rental Property in DR

“When you move to the DR, unless restricted by work, I would spend a couple of months in a few different areas as the country is so diverse. I ended up in this touristic zone because the assimilation process and the access to like minded expats was amazing. Once you have decided on the area then just put the word out that you are looking to rent and the potential landlords will find you. Do remember to consider that access to electricity and water are not automatic, so you need to check their availability. The prices of property vary dramatically by area – the more touristy and closer to the sea, the higher the price. To rent a standard 3-bedroom house in an expat area is around 600-1500 US$ a month. If you live in a gated community it is more. A similar property in a purely Dominican town or village is around 300 US$ a month.

9. Electricity and Backup Power

Going green is not just a choice but also to SAVE green and better to ensure that we and our guests are not only comfortable but safe. I live in a nice area with almost 24/7 power for the last several years. The years before it was 3/4 the time. My energy bill over the years has gone from US $100 per month to over $300 per month. My first inverter/battery system was small and used as back-up during black- Recharging the batteries takes a lot of electricity and costs a lot of $$$. Plan ahead and IMHO an inverter system is your first consideration and even more so if you put in solar. Size the inverter and battery banks to meet your needs plus a little more. Look at the options. Get a known quality brand. Do your research.”

10. How to Adapt to Expat Life Dominican Republic

The people that do best here, have a sense of adventure, common sense, and willingness to adapt to local conditions. I think some knowledge of Spanish is a big help but not mandatory.  Personally, I do not understand expats who continually complain about the DR. Seriously, you do not have to live here. Moving is stressful, you need at least a year to start to acclimate. The key is to embrace the culture, the people, do not act like a tourist and don’t act like you are better than the locals. You are there in THEIR country. Like anywhere else, be aware of your surroundings, trust your instincts. Patience is the answer and if you do not have that then this is probably not the place for you to consider moving to. Learning Spanish makes Your Transition Much Easier but is not a deal breaker by any means.

“It is helpful to study Spanish as it makes the transition much easier,”. Various combinations of just 200 new words, will provide you with enough vocabulary to be understood in most situations.

Finally, each one of these 10 highlights could be expanded on immensely.  Here is what the team at Full Service Realty D.R. provides – EXPERIENCE AND KNOWLEDGE gained over 10 years living and working in this region.  We know what it means to struggle with little things and our value proposition is the following.  When you work with our team we will help you minimize the learning curve most people encounter their first couple of years. That is our true commitment to those we take on as clients and ultimately nurture into friendships.  




Looking to Escape the Chaos that has Gripped the U.S.?

So here we are in month 3 of quarantine and many are just now starting to understand the long-term impacts of this global pandemic.  I would be foolish to try and predict what will happen next as no one can foresee the future.  What I can attest to is that during the past 12 weeks my personal situation has been very sustainable and manageable.  Peaceful and serene with little disruption aside from lack of social contact.

One might ask how that is possible.  Personally, I have always leveraged my time against what could be controlled and what could not. I lead a very sustainable existence by being something of a minimalist who focuses more on being at peace in the environment.  Currently I am not living among a large concentration of people.  I uphold a strong small circle of close friends and colleagues that make use of each other respectfully.  We maintain our social distancing but communicate best as we can with positive intentions.  We are fortunate with an incredible environment with most of us living on or near the beach in a touristic zone.  As this was for most of us a key point in relocating here, the love of the ocean and moderate temperatures year round among other attributes.

However, the beach is currently unoccupied because the tourists are not present due to the pandemic.  Strange and surreal but for the time being it is very tranquil and in compliance with quarantine protocols.

As most of us try to predict what may or may not happen next, I am very cognizant of what are the core needs of myself and my family. Food, water, and shelter.  Uncomfortable as that is to accept, if you have those elements well covered and can protect them against those who have not planned so diligently then you are at least managing factors from a position of knowledge and sustainability. 

Thankfully in this eastern touristic zone we are very isolated, and those core resources are abundant.  I do not feel threatened nor do I anticipant anything negative happening as we continue to navigate the difficulties of the quarantine and global pandemic. 

Using this ample time to contemplate the positives and negatives that the global pandemic has presented one must first focus on what can be controlled and identify the opportunities that can be acted upon. 

Some simple and logical advice.

  • Plan for the future, but do not rely on its manifestation.
  • Rarely does it work out as we think it will.
  • Have at least 3 plans of action ready to go.
  • Stay positive and know that everything will be as it is.
  • Communicate with family and neighbors as much as you can.
  • Stay connected and help as much as possible.
  • Be ready to act soon as the quarantine is lifted.
  • Know ahead what you can and cannot accomplish.
  • Do not be overtaken by a feeling of helplessness.
  • You are not alone.
  • We are all in this together.
  • Be ready for the next crisis.
  • Wherever you find your happiness make sure you find yourself there.
  • If you are not happy where you are, find a way to change that first chance you get!

These outlined points may seem basic and obvious but believe me unless your focused and disciplined you may not be as prepared as you should be. 

Connect with friends and family and seek out the professionals who can provide services you need because they truly understand your personal situation.  Trust your instincts and do your own investigation, but if you are here reading this blog it is because your searching for something different.

Krystal and I are here to help you find your perfect place to reside if your inclined to live in this type of environment.  Let us know what your looking for and we will provide you all the options and details specific to your needs. 

Welcome to Full Service Realty D.R. 

TOP 3-Reasons to Live & Invest in the Dominican Republic


1.    Tax Haven Paradise!! – 

·       Dominican Republic has a national tax system, meaning that if you live here, you would only be subject to pay taxes if you have a local income.

·       You can earn what you like outside the country and you do not even have to declare it, let alone pay any taxes.

·       This applies to both individuals and companies (Exceptions apply).

·       Property tax is based on the stated value of the property as determined by the government, usually at much less than the market value.

·       It is levied annually at a rate of 1% on the property’s stated value exceeding DOP6,800,000 (US$144,681).

·       Properties with values below the threshold amount are not taxed.


2.    Second Passports – 

·       Dominican Republic is one of the most liberal countries when it comes to granting citizenship through naturalization. 

·       After two years of residence, you can ask for a passport. 

·       Absences of up to one year at a time do not affect your residency status. This liberal naturalization law dates to 1948, and there is much talk of it changing soon. 

·       Dual citizenship is allowed.

3.    Livability – Dominican Republic is a great place to live.

·       First, it’s affordable. The tax exemption you get in the Bahamas by buying a half-million-dollar property you get almost for free here.

·       The capital, Santo Domingo, is a modern cosmopolitan city with a beautiful colonial heart. The Spanish colonized it, then the Americans were mainly responsible for the development of the city.

·       The country’s second city Santiago, and the beautiful north coast, were only joined by decent roads built by the Americans in the 1920s. Many new highways have been completed in the past 5 years and there are 7 international airports allowing easy access to any part of the country.

·       Today there is a substantial international populations flourishing all over the island with larger concentrations in the touristic zones. So there’s really something for everybody


Full Service Realty has 15 years experience of living and working here locally and regionally.  We openly share that knowledge with everyone and as many have experienced it can be priceless when in need of information that you can rely on. 




There are several agencies to choose from when deciding to purchase a home, condo, villa, or an investment property here in the Dominican Republic. 

What makes Full Service Realty D.R. different? 

Experience and knowledge from living here for 15 years, watching the real estate market rise and fall.  Responding and advising clients about those changes in the market while representing their best interest is what we do best. 

Terry Wheat – I am originally from the U.S. International environmental auditor and consultor; I was expertly trained to observe and record information in a multitude of characteristics. Only representing properties that meet our standards which are very stringent. Each client is viewed as brand-new relation that needs to be nurtured and respected. It is my responsibility and passion to understand your needs first and give the best possible options that meet your criteria only while advising you against any unforeseen obstacles. 

Krystal Gorham – Originally from Canada is also well trained and experienced in this market working directly in real estate for nearly 5 years regionally.  She brings to the table the nuts and bolts if you will on how to manage the sale process from negotiation of offer to title transfer.  She is dedicated and fierce when representing her client’s interest.  This is paramount in this market.  Apart from that she genuinely cares about people whom she becomes acquainted with.  Her attention to detail is one of her finest assets. She creates strong client relations by listening to their needs and desires.

This takes patience and understanding at a level most others are not willing to commit too.  Therefore, together we formed this agency with that premise build right into its name.


Our motto – create personal relationships, acquire all relevant data, deliver complete solutions, and never fail our clients. Connecting buyers with sellers in the touristic regions of the Dominican Republic utilizing our experience while safeguarding both parties along the journey of the transaction and throughout the transition of becoming a property owner in the Dominican Republic.

Regional experience and knowledge acquired through multiple years of trial and error we encountered along our own journeys is what we enjoy sharing with all our clients. Many questions are to be asked and answered during our client’s examination of the property or land. Commitment to service, standards, and ethics is what our clients not only demand but deserve.  Let us provide that to you!!

Example Listing Below – Take the tour!…/VirtualTour.ashx